2015 Goals

So, as you can see from my previous posts, I do have quite a bit of consumer debt (approx. $25,000). Luckily, I’ve been able to allocate a decent percentage of my income to savings goals by keeping my expenses relatively low. However, although challenging given my limited income, I am confident that I can achieve the following goals:
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Reflections // Looking back on 2014

Life is like a book and every year is a new chapter. Welp, it’s page 365 of 365 for chapter 2014.

As I reflect on this year, I can’t help but think about the things I’ve accomplished, the small changes I’ve made, the lessons I’ve learned, and the moments of defeat that I’ve changed into moments of victory. At the beginning of the year, I knew I had a difficult time just “going with the flow”. Therefore, I decided I would adopt the mantra “Let it go”.

Ya’ll, I’ll be honest. For me, 2014 was a very difficult year.  I went in thinking it was going to be my year, though. I always had this superstition that any year that ends in an even number would be a great year for me. Every big success (graduations, meeting major life goals, etc) was accomplished coincidently in years that ended in an even number.

So imagine my confusion and disappointment when things didn’t really turn out how I THOUGHT they would.

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My Expenses vs. Savings

Again, in the spirit of making sure I’m moving in the right direction, I’m laying it all out here on this blog. I’m hoping that this blog will help keep me accountable with my finances and the goals I have set for myself. Luckily, my income and expenses rarely change so I am pretty confident I will be able to achieve my goal of building wealth and enjoying financial independence.

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Overview – From the beginning…

Before you know it, Christmas will be here. And then New Years Eve and New Years Day. I’ve decided not squander another year when it comes to my financial life. In 2014, I’ve educated myself through books, blogs and podcasts on personal finance and investing. In 2015, I plan on implementing what I’ve learned. Welcome to my journey to financial independence!

Hello // Blog changes

Hi all,

It’s been a while, huh?

The last few months have been a struggle for me with this blog because I’ve struggled to find my voice and really share anything going on in my life. Just to give a bit of history, I started as a fashion blog. However, I didn’t post very often because I felt there were hundreds of fashion blogs and didn’t want to be another drop in the sea. Also, the hassle of begging trying to convince friends and family to photograph my outfits was becoming a threat to my sanity. I then changed direction and wanted to talk about my day-to-day lifestyle. And that didn’t work because, unfortunately, I’m boring. Well, perhaps not boring but there was something uncomfortably narcissistic about a lifestyle blog (no shade to people who have one). I just struggled with coming up with something meaningful to write because, I mean, would anyone find my trip to the gas station interesting? Would anyone want to know about the time I had to curse out Deepak from Comcast because my cable was out again? (Sorry Deepak if you’re reading this. I know it wasn’t your fault there was an outage while Scandal was on.)

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Hey loves!

It’s been close to two years since I’ve written (I know , I know….HORRIBLE!). However, I am back on the wheel and I will start writing regularly. You know the mantra “New Year, New Me”? Well I am definitely going to keep it top of mind and embrace it (which means sharing with you!).  I can’t wait to update you on what has been going on and to let you in on some new things that I will be working on.

Talk to you soon!


Make the Most with What You’ve Got!!

Hey loves!

Sorry I haven’t written in so long! My current position as an unemployed recent graduate has kept me busy with applications, cover letters and resume reviews. But alas, I have stolen some time to write and I honestly have to say I missed you guys!

June has been an eventful month! I’ve spent most of my time working my little part time gig but I have had some time to “stop and smell the roses”. One thing I’ve noticed (and I will continue to carry this habit into my fulltime career) is to  take a moment (or two or three) throughout the day to 1). Count your blessings and 2). Do something either crazy, fun, spontaneous (or a combination of the three). Life is definitely too short to worry about what you dont have, how many bills you still have yet to pay, or , in my case, how many resumes you have to send out just to get an email response back!

I recently came across a picture that a friend had tweeted that said “The happiest people don’t have the best of everything, they just make the best of everything.” I think that’s probably the best way to describe real joy; everything may not be going exactly how you want it to but real happiness comes from enjoying what you do have and appreciating the small blessings in your life.

So make the most with what you’ve got! #grind